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Compensation For Long-Term Disabilities

Sadly, sometimes workers are injured while performing their expected job responsibilities and their injuries cause long-term disabilities. Depending on the severity of an injury or disability, many workers are unable to return to their regular jobs and need to find alternative means of financial support. Many workers who have been injured on the job consider filing for workers’ compensation benefits, especially when the duration of their disability is uncertain, or known to be extensive. Long-term disability benefits can be helpful for workers who are living with a long-term disability and need financial security that used to be provided by their regular jobs.

While long-term benefits can be extremely helpful, sometimes they’re hard to obtain. Many workers’ compensation companies are notorious for hesitating to acknowledge individual workers’ needs for compensation, and this situation can be extremely frustrating. However, with help, many workers who are facing reticent workers’ compensation companies are able to ultimately get the compensation that they need.

Long-Term Disability Benefits

There are many reasons that a disabled worker might apply for long-term disability benefits. According to the Law Offices of Paul Levin, some of the most commonly cited benefits of receiving this compensation include:

1. Financial security for duration of disability
2. Being able to sustain a family and regular life expenses
3. Compensation to help pay for any necessary medical treatment
4. Being able to focus on recovery, by not having to go to a regular job

All of these benefits are cited again and again as being results of receiving workers’ compensation payments after an injury on the job.

Sustaining a serious injury on the job has devastating consequences for everyone involved. Employers lose trained, able workers while a worker loses his or her livelihood and now has to contend with the stress and hardships of excessive hospital bills. With medical costs at record highs, this can easily bankrupt a family.

With this in mind it would make sense for employers to take responsibility for their neglect and use the workers’ compensation insurance they are mandated by law to have available. However, many employees are denied these crucial benefits for small mistakes made in filling out the application paperwork or other inconsequential flubs that pale in comparison to the mistakes made by their employees that led to their injuries in the first place. Many law firms help injured workers through the process of applying for these benefits, greatly improving the chances that they will be approved. This is because they have experience with this sort of paperwork that the injured worker likely does not, giving them a way to help people avoid having to appeal a claim that was denied for purely bureaucratic reasons.

If you or someone you know has suffered some kind of disability-causing injury while working, he or she might be eligible to receive workers’ compensation for a long-term disability.

Lifting Injuries

Many workplace accidents involve injuries caused by lifting. While many people think that all lifting injuries are caused by trying to lift heavy objects, an injury can be caused by lifting light objects or by lifting something improperly. Usually lifting injuries affect a worker’s back, arms, legs, or shoulders, but they can also injure a person’s neck and cause any number of muscle strains. Lifting injuries can create uncomfortable physical conditions for workers, who may have to leave their jobs in order to treat these injuries. In these cases, finding some kind of income supplementation is almost always necessary, in order to prevent total financial dependence on other people. Luckily, many workers who sustain lifting injuries on the job qualify for workers’ compensation benefits.

According to the website of Hach & Rose, LLP, injured workers are able to apply for workers’ compensation that enables them to pay for the medical costs they incur as a result of their injury and any lost income caused by time spent recovering. Because workers’ compensation payments resemble normal paychecks, many injured workers are able to focus on recovering from their injuries without having to worry about money. This can be especially important for workers who suffer from lifting injuries, as these types of injuries can require long recovery periods.

Common Injuries

Lifting injuries are often unexpected as they can be the result of lifting one object just one time. Regardless of the cause of the incident, a person who suffers an injury when lifting an object may find themselves dealing with the following health problems:

  • Muscle tears
  • Nerve damage
  • Muscle strain
  • Herniated discs
  • Shoulder dislocation
  • Back injury / neck injury

Although these injuries may not seem detrimental early on, they have the potential to become so over time, especially if an employee works through the pain and doesn’t seek treatment. Ignoring an injury can only increase the chances of it becoming worse, and workers may, in the end, suffer even more pain than they normally would.

If you or someone you know has developed a lifting injury while at work, you may be eligible for workers’ compensation. Contact a qualified workers’ compensation lawyer today to see if you qualify.

Repetitive Motion Injuries

There are many risks associated with working in the construction industry, many of which may seem obvious. Working on tall structures from scaffolding and handling heavy materials and machinery might result in injuries from simple mistakes. Some less observed but still significant injuries are those sustained from repetitive motion, which can the worker recurring pain such that they may be unable to work at all. While these kinds of injuries are not easily anticipated, construction companies are still responsible for notifying workers if the work they are doing is potentially dangerous. An employer who has reasonable knowledge of such a safety risk and fails to act on it may be held accountable for any resulting injuries.

Types of Repetitive Motion Injuries

Repetitive motion injuries are not just limited to one kind of motion. Construction sites and projects often require workers to engage in a variety of tasks, which puts different amounts and types of strain on the body. Several injuries that frequently develop from repetitive motion are as follows:

  • Carpal tunnel syndrome a condition in which the median nerve is compressed, leading to numbness and eventual atrophy in the hand
  • Bursitis inflammation of the bursae, which are located at points where things such as muscles and tendons move across bone
  • Tendonitis large-scale acute injury to the tendon that results in inflammation, generally found in the lower and upper limbs
  • These are injuries that a worker may or may not be able to fully recover from, which could unfairly put them in a disparate financial situation.

Legal Options

If you are suffering from repetitive motion injuries as a result of a construction companys negligence, you may be able to hold them liable for your medical bills, lost wages, and other losses. It may be in your best interest to contact a New York construction accident lawyer in order to determine what your best legal methods are for pursuing the compensation you may deserve.

Appealing A Denied Long Term Disability Claim

If you have developed or have suddenly acquired a disability that will affect you in the long term, you may have applied for long term disability benefits from the Social Security Administration. However, over 80 of Social Security claims are initially denied to applicants, leaving many completely without the financial means to support themselves for the duration of their disability. Because the nature of long term disabilities is such that a person often requires extensive care and treatment, long term disability benefits can be essential for those living with a disability. Many cannot afford the costs of daily living without the help of long term disability benefits, so a flat denial of a claim can be devastating.

Fortunately, most people have the option to appeal a denied long term disability claim, which may open up options for getting compensation after all. The appeals process for Social Security is notoriously difficult to navigate, however, and can be extremely lengthy. For these and other reasons, many people trust their appeal to a qualified Indiana long term disability lawyer in order to ensure that all necessary documentation and procedures are followed according to regulation.

The Appeals Process

Everyone’s specific claim is different, but the appeals process works in much the same way for everyone. For instance, the appeals process generally involves the following steps:

  • Identifying and adjusting problem(s) with the initial application
  • Resubmitting application to appeals board (rather than making a new application)
  • Await decision from various appeals boards, of which there are several

Because it can take months for an appeal to go through, it’s important that you begin the appeals process as early as possible, so you can increase your chances of getting the long term disability benefits that you desire more quickly.

If you or someone you know has been denied long term disability benefits, you may want to consider appealing this denial. Contact an experienced Indiana long term disability lawyer today to discuss your case.

Common Causes Of Workplace Back Injuries

Statistics from the Bureau of Labor Statistics show that over a million workers suffer from back injuries every year across the United States. In fact, each year back injuries account for 20 of all workplace injuries or illnesses as well as 25 of all workers compensation across the country. Back injuries can unfortunately be painful as well as long-lasting, especially those to the lower back. No matter your job, you use your back muscles every day to sit, stand, and perform even the most minor tasks.

If you or someone you know has suffered from a back injury at your workplace, you may be seriously injured, disabled, and unable to return to work for a long period of time. If you are currently recovering from a back injury and are unable to go to work to earn a living, you need workers compensation benefits to help you through this trying time. Take action today and let a Des Moines workers compensation attorney help you file for benefits.

Back Injuries in the Workplace

Not only can back injuries be extremely painful, but they can also severely limit your mobility and ability to perform even the smallest task. In severe cases, back injuries can also lead to paralysis. Some of the most common causes of work-related back injuries include:

  • Repetitive motion
  • Lifting objects that are too heavy
  • Not lifting with proper technique
  • Lack of safety gear such as back braces
  • Sitting or standing for an extend period of time

In some situations, these injuries can cause you to suffer from back pain for months or even years.

For More Information

If you have injured your back from any of the above actions, you need to file for workers compensation benefits to help pay for medical bills and other expenses. You shouldn’t have to suffer financially from your work-related injury, so let a Des Moines workers compensation lawyer help you file a claim or appeal a denied application today.