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Debts You Cannot Discharge During Bankruptcy

Chapter 7 bankruptcy is one of the most common forms of bankruptcy in the United States, because it can be applied to both individuals and to businesses. Many people choose Chapter 7 bankruptcy as their form of bankruptcy because it involves asset liquidation, which means selling your assets to pay off ones debts. Another aspect of Chapter 7 bankruptcy that makes it appealing for many is that oftentimes, when a person files for bankruptcy, his or her debts can be discharged, meaning that debtors will no longer be responsible for paying them back. While this is an attractive feature of Chapter 7 bankruptcy, its important to understand that not every debt is dischargeable.

Understanding the difference between debts that are dischargeable and debts that are not dischargeable is extremely important if a person is thinking of filing for bankruptcy, and is counting on debt discharge. While many debts are dischargeable, such as home mortgage loans and vehicle payments, some are not dischargeable, including:

  • * Student Loans
  • * Unpaid Taxes
  • * Tax Liens
  • * Debts owed to the U.S. Government
  • * Child Support Payments
  • * Alimony Payments
  • * Debts from Willful or Malicious Injury
  • * Debts from Intoxication Lawsuits

These debts are not dischargeable through Chapter 7 bankruptcy, so a debtor who files for Chapter 7 will still be financially responsible for these debts. The best way to know which debts will be discharged and which may not is to discuss your particular legal and financial circumstances with a legal representative as soon as you decide to file for Chapter 7 bankruptcy.

Chapter 7 bankruptcy comes with many benefits for debtors, which is why its one of the most popular forms of bankruptcy. If you are thinking of filing for Chapter 7 bankruptcy and want to know more about debt discharge, contact an experienced attorney today to discuss your situation.

DUI Expungement

Those who are free from prior convictions of driving under the influence as well as felony charges or current criminal charges are eligible for DUI expunction. Essentially, having a DUI taken off of your public record makes it no longer a barrier to you and your future plans. Without expunction, a DUI conviction can go with you anywhere. If you have a DUI on your record and lack any prior or pending alcohol related charges, there is a good chance that a skilled and experienced Dallas expungement attorney can help you get the burden of a previous mistake off of you back.

The Family And Medical Leave Act

If you have been denied family and medical leave by an employer or suffered a type of punishment because of your time away from work, you may be able to take action against the party responsible. Contact a lawyer for more information.

Qualifying for Family and Medical Leave

Not everyone may qualify under the FMLA, so understanding the requirements is helpful when preparing to ask for medical leave. While there are exceptions to this, typically for an employee to qualify to receive family and medical leave, they must be an employee of one of the following:

  • Government agencies
  • School systems- both private and public schools
  • Companies that have more than 50 employees that work within a 75 mile radius of each other

If an individual works in a qualified workplace, they may be able to file for family and medical leave if they:

  • Are suffering from a serious health problem
  • Need to care for a loved one that is dealing with a serious injury or illness
  • Have a new baby, either through birth or adoption

It is unlawful for qualified applicants to be denied the time off that they are owed by law, but sadly, there are some employers that fail to honor their obligation to their workers.

Who Can Help?

Working with an Austin employment lawyer may help victims of employment law violations when they are interested in taking action against their employer. Contact an attorney today to discuss your family and medical leave related concerns.

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