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Compensation For Long-Term Disabilities

Sadly, sometimes workers are injured while performing their expected job responsibilities and their injuries cause long-term disabilities. Depending on the severity of an injury or disability, many workers are unable to return to their regular jobs and need to find alternative means of financial support. Many workers who have been injured on the job consider filing for workers’ compensation benefits, especially when the duration of their disability is uncertain, or known to be extensive. Long-term disability benefits can be helpful for workers who are living with a long-term disability and need financial security that used to be provided by their regular jobs.

While long-term benefits can be extremely helpful, sometimes they’re hard to obtain. Many workers’ compensation companies are notorious for hesitating to acknowledge individual workers’ needs for compensation, and this situation can be extremely frustrating. However, with help, many workers who are facing reticent workers’ compensation companies are able to ultimately get the compensation that they need.

Long-Term Disability Benefits

There are many reasons that a disabled worker might apply for long-term disability benefits. According to the Law Offices of Paul Levin, some of the most commonly cited benefits of receiving this compensation include:

1. Financial security for duration of disability
2. Being able to sustain a family and regular life expenses
3. Compensation to help pay for any necessary medical treatment
4. Being able to focus on recovery, by not having to go to a regular job

All of these benefits are cited again and again as being results of receiving workers’ compensation payments after an injury on the job.

Sustaining a serious injury on the job has devastating consequences for everyone involved. Employers lose trained, able workers while a worker loses his or her livelihood and now has to contend with the stress and hardships of excessive hospital bills. With medical costs at record highs, this can easily bankrupt a family.

With this in mind it would make sense for employers to take responsibility for their neglect and use the workers’ compensation insurance they are mandated by law to have available. However, many employees are denied these crucial benefits for small mistakes made in filling out the application paperwork or other inconsequential flubs that pale in comparison to the mistakes made by their employees that led to their injuries in the first place. Many law firms help injured workers through the process of applying for these benefits, greatly improving the chances that they will be approved. This is because they have experience with this sort of paperwork that the injured worker likely does not, giving them a way to help people avoid having to appeal a claim that was denied for purely bureaucratic reasons.

If you or someone you know has suffered some kind of disability-causing injury while working, he or she might be eligible to receive workers’ compensation for a long-term disability. Contact an experienced Fayetteville¬†workers’ compensation lawyer today to learn more about taking on the workers’ compensation company which is refusing you payment. An attorney will be able to guide you this difficult time.

Obtaining Short-Term Disability Benefits

When a person suffers an injury that leads to a physical or mental disability, a number of complications can arise. One common problem that many in this situation face is the loss of the ability to work in a regular job, which might mean the inability to financially support oneself. When you cannot work in a job on your own because of a disability, you might have to search for other means of financial support, even if your disability is likely to be only of short duration. Many with disabilities, when they know that the disability will be only short-term, seek Social Security disability benefits. These disability benefits resemble the paychecks that a person would receive at a normal job, and might make a tough financial situation easier to face.

While getting short-term disability benefits seems like a great option, many people also struggle to receive them. There are many obstacles that an applicant for short-term disability benefits has to overcome in order to get the benefits, the largest of which is actual approval. Sometimes getting approval by the Social Security Administration (SSA) can be the hardest part of applying for short-term disability benefits.

Common Problems

Many people have been rejected by the SSA due to errors made on their forms when applying for Social Security benefits. Some of these problems might include:

  • Filling out the wrong application
  • Providing incorrect or exaggerated claim information
  • Making a mistake regarding personal information

These problems can result in an immediate rejection for short-term benefits. While a person can reapply, most want approval the first time around because getting short-term disability benefits can be a lengthy process to begin with, and if a delay occurs, this process can be extended to an even longer period of time.

Getting help with obtaining short-term disability benefits can be easier than you think. If you or someone you know has suffered an injury that led to a short-term disability, and you need help getting compensation, contact an experienced Social Security lawyer today to discuss strategies.